How to Download ESIC Card Online: A Complete Guide
If you are an employee in an organized sector in India, you might have heard of the Employees' State Insurance (ESI) scheme. It is a social security scheme that provides medical care and cash benefits to workers and their dependents in case of sickness, maternity, disability, or death due to employment injury. To avail these benefits, you need an ESIC card, which is an identification card issued by the Employees' State Insurance Corporation (ESIC).
In this article, we will explain what is ESIC card and why do you need it, who is eligible for it and how to register, how to download it online by yourself, how to update or edit its details, and how to avail benefits from it. Read on to know more.
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What is ESIC Card and Why Do You Need It?
ESIC card is a health card that contains your name, father's name, address, insurance number, nominee details, family members details, and dispensary details. It also has your photograph and biometric authentication. You need an ESIC card to get medical treatment and other benefits from the ESI scheme at empanelled hospitals and dispensaries. You also need it to claim cash benefits during loss of wages or disablement.
Some of the benefits of having an ESIC card are:
Medical benefit: You and your family members get full medical care from day one of entering into insurable employment.
Maternity benefit: You get 100% of average daily wages in cash up to 26 weeks in case of confinement and 6 weeks in case of miscarriage.
Disability benefit: You get continuous monthly payment till injury lasts for temporary disablement and for whole life for permanent disablement.
Sickness benefit: You get 70% of average daily wages in cash during medical leave, up to 91 days in two consecutive benefit periods.
Unemployment benefit: You get monthly cash allowance for a duration of maximum 24 months in case of involuntary loss of employment or permanent invalidity due to non-employment injury.
Dependent benefit: Your dependents get monthly payment apportioned among them in case of death due to employment injury or occupational disease.
Funeral benefit: Your dependents get a lump sum amount to cover the funeral expenses.
Confinement benefit: You get a lump sum amount as an incentive for registration of the birth of a child or adoption of a child.
Vocational rehabilitation: You get skill upgradation training for disabled workers.
Physical rehabilitation: You get physical aids and appliances for enhancing mobility.
Old age medical care: You get medical care after retirement or permanent disablement.
Who is Eligible for ESIC Card and How to Register?
The eligibility criteria for ESIC card are as follows:
You must be an employee in a non-seasonal factory or establishment having more than 10 employees (in some states it is 20 employees).
Your monthly wages must not exceed Rs. 21,000 (Rs. 25,000 for persons with disability).
You must be employed for wages, either directly or through a contractor.
The registration process for ESIC card is as follows:
Your employer must register you on the ESIC portal within 10 days of joining the employment.
You must fill the declaration form and submit it to your employer along with your photograph and proof of identity and address.
Your employer must submit the declaration form and other documents to the nearest ESIC branch office within 15 days of registration.
You will receive a temporary identity certificate (TIC) from the ESIC branch office, which will be valid for three months.
You must visit the nearest ESIC dispensary with your TIC and get your biometric verification done.
You will receive a permanent identity card (PIC) or ESIC card from the ESIC branch office within 15 days of biometric verification.
How to Download ESIC Card Online by Yourself?
If you have lost or damaged your ESIC card, or if you want to have a soft copy of it, you can download it online by yourself. Here are the steps to download ESIC card online from the ESIC portal:
Visit the official website of ESIC at .
Click on "Login" under "Insured Person" section on the homepage.
Enter your insurance number and captcha code and click on "Sign In".
On your dashboard, click on "Print Counterfoil" under "e-Pehchan Card" section.
Select your name and click on "View".
A PDF file of your ESIC card will open. You can save it or print it as per your convenience.
How to Update or Edit ESIC Card Details?
If you want to update or edit your family details, address, dispensary, or any other information on your ESIC card, you can do so online or offline. Here are the methods to update or edit ESIC card details:
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Online Method:
Visit the official website of ESIC at .
Click on "Login" under "Insured Person" section on the homepage.
Enter your insurance number and captcha code and click on "Sign In".
On your dashboard, click on "Update IP Details" under "Manage" section.
Select the details that you want to update or edit and click on "Submit".
You will receive an OTP on your registered mobile number. Enter the OTP and click on "Verify".
Your details will be updated or edited after verification by the ESIC branch office.
Offline Method:
Visit the nearest ESIC branch office with your ESIC card and supporting documents.
Fill the application form for updating or editing details and submit it to the concerned officer.
Your details will be updated or edited after verification by the ESIC branch office.
How to Avail Benefits from ESIC Card?
To avail benefits from ESIC card, you need to follow these steps:
Medical Benefit:
Visit the nearest ESIC dispensary or hospital with your ESIC card and get a referral slip for treatment.
If the treatment is not available at the dispensary or hospital, you will be referred to a tie-up hospital or diagnostic center.
You can get cashless treatment at the tie-up hospital or diagnostic center by showing your referral slip and ESIC card.
If you need any medicines, tests, or procedures that are not covered by the ESI scheme, you will have to pay for them yourself.
Cash Benefit:
Visit the nearest ESIC branch office with your ESIC card and relevant documents such as medical certificate, wage slips, bank account details, etc.
Fill the claim form for the benefit that you want to avail and submit it to the concerned officer.
Your claim will be processed and verified by the ESIC branch office.
You will receive the cash benefit in your bank account within 15 days of submitting the claim form.
Conclusion
ESIC card is a valuable document that can help you and your family members get medical care and cash benefits in case of any contingency arising out of your employment. You should keep your ESIC card safe and updated with your latest details. You should also know how to download it online, how to update or edit its details, and how to avail benefits from it. We hope this article has helped you understand how to download ESIC card online and other related information. If you have any queries or suggestions, please feel free to comment below.
FAQs
Q1. How can I check my ESIC card status online?
A1. You can check your ESIC card status online by following these steps:
Visit the official website of ESIC at .
Click on "Login" under "Insured Person" section on the homepage.
Enter your insurance number and captcha code and click on "Sign In".
On your dashboard, click on "View Card Status" under "e-Pehchan Card" section.
You will see the status of your ESIC card, such as active, inactive, pending, etc.
Q2. How can I get a duplicate ESIC card if I have lost or damaged it?
A2. You can get a duplicate ESIC card by following these steps:
Visit the nearest ESIC branch office with your identity proof and a copy of FIR or affidavit in case of loss of card.
Fill the application form for duplicate ESIC card and submit it to the concerned officer.
You will receive a duplicate ESIC card from the ESIC branch office within 15 days of submitting the application form.
Q3. How can I add or delete family members on my ESIC card?
A3. You can add or delete family members on your ESIC card by following these steps:
Online Method:
Visit the official website of ESIC at .
Click on "Login" under "Insured Person" section on the homepage.
Enter your insurance number and captcha code and click on "Sign In".
On your dashboard, click on "Add/Delete Family Members" under "Manage" section.
Select the family members that you want to add or delete and click on "Submit".
You will receive an OTP on your registered mobile number. Enter the OTP and click on "Verify".
Your request will be processed and verified by the ESIC branch office.
Offline Method:
Visit the nearest ESIC branch office with your ESIC card and supporting documents such as birth certificate, marriage certificate, death certificate, etc.
Fill the application form for adding or deleting family members and submit it to the concerned officer.
Your request will be processed and verified by the ESIC branch office.
Q4. How can I change my address or dispensary on my ESIC card?
A4. You can change your address or dispensary on your ESIC card by following these steps:
Online Method:
Visit the official website of ESIC at .
Click on "Login" under "Insured Person" section on the homepage.
Enter your insurance number and captcha code and click on "Sign In".
On your dashboard, click on "Change IP Details" under "Manage" section.
Select the address or dispensary that you want to change and click on "Submit".
You will receive an OTP on your registered mobile number. Enter the OTP and click on "Verify".
Your request will be processed and verified by the ESIC branch office.
Offline Method:
Visit the nearest ESIC branch office with your ESIC card and proof of new address or dispensary.
Fill the application form for changing address or dispensary and submit it to the concerned officer.
Your request will be processed and verified by the ESIC branch office.
Q5. How can I renew my ESIC card after expiry?
A5. You can renew your ESIC card after expiry by following these steps:
Visit the nearest ESIC branch office with your ESIC card and proof of continued employment.
Fill the application form for renewal of ESIC card and submit it to the concerned officer.
You will receive a renewed ESIC card from the ESIC branch office within 15 days of submitting the application form.
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